LEARN

Important Information You Need to Know

  • On this website, you will find details on your benefits (Summary of Benefits and Coverage or SBCs), important eligibility and enrollment information, and Legal Notices. Note: You will still complete a paper enrollment form to enroll.
  • There are no plan design changes (such as copays, coinsurance, deductibles, etc.) to the benefit plans.
  • We’re introducing a few new special programs to help you get great care and save money too, such as Aetna Concierge Customer Service, PinnacleCare health advisory services, and more.
  • See your Benefits Administrator for your weekly associate contributions.
  • Each enrolled associate and spouse/partner may still qualify for a $100 ShopRite gift card for completing an annual physical. All other well-being incentives and premium discounts/holidays are being discontinued. Well-being activities (e.g., the Aetna Health Assessment and Tobacco Cessation Program), which are important to your overall health, continue to be encouraged.

Note: Payment of the $100 incentive for obtaining an age-appropriate physical exam from your physician is not conditioned on you or your spouse providing any genetic information (e.g., family medical history) to your employer or to your employer’s medical plan.

Who is eligible for benefits?
The ShopRite benefit plans described in this guide are available to full-time, non-union associates and their eligible dependents.

Your eligible dependents include:

  • Your spouse to whom you are legally married. If your spouse is eligible for medical coverage through his/her employer, then he/she is not eligible for primary medical coverage through ShopRite. 
  • Your same sex domestic partner (contact your Benefits Administrator for more details). If your domestic partner is eligible for medical coverage through his/her employer, then he/she is not eligible for primary medical coverage through ShopRite. 
  • Your dependent child(ren) until the end of the month he/she turns age 26. For example, if your child was born March 2, 1996, your child is eligible for medical, dental, and vision coverage until March 31, 2022. 
  • Eligible dependent child(ren):
    - Does not need to be a full-time student
    - Is not required to live with you
    - Does not need to be an eligible dependent on the parent’s tax return
    - May be married or unmarried (your child’s spouse and children are not eligible)
  • Your unmarried children of any age who are permanently and totally disabled physically or mentally for whom you provide financial support. You must periodically provide medical documentation of such disability.

Making Changes During the Year
After enrollment, you cannot change your elections during the year unless you have a “qualified change in family status” and you notify your Benefits Administrator within 30 days of the event. Qualified life events (QLE) are defined by the IRS and include: 

  • Marriage, divorce or legal separation
  • Birth or adoption of a child or placement of a child for adoption
  • Death of a dependent
  • Child is no longer eligible due to reaching limiting age
  • Change in spouse’s employment status that results in a gain or loss of coverage, such as beginning or terminating employment, or changing status from full-time to part-time

Frequently Asked Questions

Answers to the most frequently asked questions for your 2022 benefits.

Important Terms

Commonly used benefit terms and what they mean for your 2022 benefits.

Legal Notices

Your rights as a consumer of your 2022 benefits.

Summary of Benefits and Coverage

How the plan would share the cost for coverage services for your 2022 benefits.

Open Enrollment Guide

Help guides for your 2022 benefits and services.

Enrollment Forms

See your Benefits Administrator for the applicable 2022 forms.

2022  For associates of ShopRite